- Description
- Provides financial benefits to retired seniors
Canada Pension Plan (CPP)- Provides a monthly taxable benefit to retired contributors
- Provides a monthly benefit available to most Canadians 65 years of age who meet the Canadian legal status and residence requirements
- Provides a monthly non-taxable benefit to low-income OAS recipients living in Canada
- Eligibility
- Canada Pension Plan (CPP)
- Must have worked; and
- Must have made at least one valid contribution to the CPP: and are
- either 65 or older or
- between 60 and 65 and they want their retirement pension payments to begin within 11 months
Old Age Security (OAS)
People living in Canada- Must be 65 years of age or older
- Must live in Canada and be a Canadian citizen or a legal resident at the time the pension application is approved
- Must have lived in Canada for at least 10 years after turning 18
People living outside Canada- Must be 65 years of age or older
- Must have been a Canadian citizen or a legal resident of Canada the day before leaving Canada
- Must have lived in Canada for at least 20 years after turning 18
Guaranteed Income Supplement (GIS)- Low-income OAS recipients living in Canada
- Must have worked; and
- Application Process
- Canada Pension Plan (CPP)
- Begin application six months before wishing to receive benefits
- Apply online, or print and complete an application from the website and mail it, or drop off completed forms at a Service Canada office
- Must have Social Insurance Number to apply
Old Age Security (OAS)- Begin application six months before turning 65
- Apply online, or print and complete an application from the website and mail it, or drop off completed forms at a Service Canada office
- If not born in Canada or have not been living continuously in Canada since age 18, must submit citizenship or immigration papers as well as a statement of all the dates arrived in and departed Canada from age 18 to present
Guaranteed Income Supplement (GIS)- Apply online, or print and complete an application from the website and mail it, or drop off completed forms at a Service Canada office
- Begin application six months before wishing to receive benefits
- Office
- 1-800-277-9914 - (English); 1-800-277-9915 (French)
- TTY
- 1-800-255-4786
- Web Site
- Visit Website
- Languages
- English
- Fees
- None
- Topic(s)
- Social Media
- Agency Information
- View Agency Profile
- Copyright
- 211 Ontario North
- Last Updated On
- June 10, 2025
- Address
- 350 Conestoga Blvd, Unit C2
Cambridge, ON, N1R 7L7
Cross street: Conestoga Blvd and Can-Amera Pkwy
Open in Google Maps - Accessibility
- Fully Accessible
- Hours of Operation
- Mon-Fri 8:30 am-4 pmMon8:30 am to 4:00 pmTue8:30 am to 4:00 pmWed8:30 am to 4:00 pmThu8:30 am to 4:00 pmFri8:30 am to 4:00 pm
- Service Area(s)
- Cambridge
