Service Canada - Waterloo Region

Canada Pension Plan Survivor's Benefits


Description
Financial benefits paid to a deceased contributor's estate, surviving spouse or common-law partner and dependent children

Death Benefit
  • Provides a one-time payment to or on behalf of the estate of a deceased Canada Pension Plan (CPP) contributor
Survivor's Pension
  • Provides a monthly pension paid to the surviving spouse or common-law partner of a deceased CPP contributor
Children's Benefit
  • Provides a monthly benefit for the dependent children of a deceased CPP contributor
Eligibility
Deceased contributor must have a minimum of three years contribution to Canada Pension Plan

Death Benefit
  • Estate of the deceased
  • If no estate, the person responsible for the funeral expenses, the surviving spouse or common-law partner or the next of kin may be eligible, in that order

Survivor's Pension
  • Individual who, at the time of death, is legal spouse or common-law partner of the deceased contributor
  • If a separated legal spouse and there is no cohabiting common-law partner, they may qualify

Children's Benefit
  • Dependent child of the deceased contributor, under age 18 or between 18 and 25 and in full-time attendance at a school or university
Application Process
Apply online, or print and complete an application from the website and mail it, or drop off completed forms at a Service Canada office
Death Benefit
  • Executor, administrator or a legal representative of the estate should apply
  • If there is no estate, the person responsible for the funeral expenses, the survivor or the next of kin may apply, in that order
Survivor's Pension
  • Legal Spouse or common-law partner of the deceased contributor must apply
Children's Benefit
  • Individual caring for and responsible for the deceased contributor's children must apply
  • Children between 18 and 25 going to school full-time must apply for themselves
Office
1-800-277-9914
TTY
TTY 1-800-255-4786
Web Site
Visit Website
Mailing Address
75 King St S
Unit 30
Waterloo, ON, N2J 1P2
Canada
Languages
English
Fees
None
Topic(s)
Social Media
Agency Information
View Agency Profile
Copyright
211 Ontario North
Last Updated On
June 10, 2025
Address
75 King St S, Unit 30
Waterloo, ON, N2J 1P2

Cross street: King St S and Erb St W


Open in Google Maps
Accessibility
Fully Accessible
Hours of Operation
Mon
8:30 am to 4:00 pm
Tue
8:30 am to 4:00 pm
Wed
8:30 am to 4:00 pm
Thu
8:30 am to 4:00 pm
Fri
8:30 am to 4:00 pm
Mon-Fri 8:30 am-4 pm
Service Area(s)
  • Kitchener
  • Waterloo Region